Tools
Practical, free tools to take the guesswork out of the big retirement questions — price your pre-65 health coverage, find your Medicare dates, hunt down senior discounts, keep your mind sharp, and look up trusted resources. No sign-up required.

Retiring before 65? Estimate your COBRA-vs-Marketplace costs and the 2026 subsidy cliff.
Open the calculator →
Enter your birthday for your personal Medicare, Social Security, and first-RMD dates — with a downloadable calendar.
See your dates →
A filterable, sourced list of senior and retiree discounts — restaurants, stores, travel, and parks.
Browse discounts →
Play free brain games online — Sudoku, memory match, word search, and word scramble. No download.
Play the games →
Curated government and non-profit links for Social Security, Medicare, estate planning, and caregiving.
Browse resources →